Out of Network Benefits & Payment Options

path indicating clear guidance and steps to take to more forwards to self understanding, acceptance

A Private-Pay Practice

Titus Psychology is a private-pay psychology practice serving children, adolescents, and adults throughout New Jersey. This model allows for greater privacy, flexibility, and individualized care without the limitations often imposed by insurance companies. 


Therapy is a significant investment in your well-being, and we are committed to making your care as seamless and accessible as possible. The standard fee is $220 per session. While we operate as an out-of-network provider and do not bill insurance panels directly, most PPO insurance plans provide generous reimbursement (typically 60% to 80%) for out-of-network mental health care once your deductible is met. 

Payment Plans & Sliding Scale Fees

To help make services more accessible, payment plans are available for comprehensive psychological evaluations, with fees divided into four predetermined installments aligned with the phases of the evaluation.


A limited number of sliding scale fees may also be available for therapy services based on financial circumstances and availability. These arrangements are considered on an individual basis and are not guaranteed.


Please contact Titus Psychology to discuss available options and determine what may work best for your needs.

Complimentary Concierge Billing Included

Dealing with insurance phone trees, paperwork, and superbills can be exhausting. To ensure you can focus entirely on your healing, Titus Psychology completely covers the cost of a premium insurance concierge service for you. We've partnered with Mentaya, a service that streamlines getting reimbursed for your therapy sessions through out-of-network benefits. 


Here's how it works: 

1. Sign up for Mentaya: https://mentaya.co/inviteclient/TKGQgOMALo9e1iTlRDEp 

2. Our practice will enter your sessions into the platform. 

3. Mentaya submits the claim and handles any insurance follow-up. 

4. You get reimbursed by insurance!


Mentaya charges a 5% fee per claim, which is paid by Titus Psychology. This includes handling any paperwork required, dealing with denials, and calling insurance companies.  


It's risk-free: They guarantee claims are successfully submitted, or a full refund of their fees.


You can instantly check your exact out-of-network benefits, remaining deductible, and estimated weekly savings by clicking the CHECK MY RATE buttons. 

Therapy Fees

Therapy & Assessment Fees


Initial Intake Evaluation (60–90 minutes)

$___


Individual Therapy (53–60 minutes)

$___


Autism Evaluations

Custom quote provided following consultation


ADHD Evaluations

Custom quote provided following consultation


As a private-pay practice, payment is due at the time of service. Clients may request a superbill for reimbursement to seek out-of-network insurance benefits. Please contact the practice for current therapy fees and assessment rates.

Assessment & Testing Fees

Because every evaluation is unique, testing fees in our private-pay practice are determined by the scope of the assessment and may vary based on referral questions, record review requirements, and report complexity. After a consultation, a personalized quote will be provided. Additionally, we offer a superbill for reimbursement to help manage therapy fees. Common evaluations include: 


- Autism Evaluations  

- ADHD Evaluations  

- Learning Disability Testing  

- Psychoeducational Evaluations  

- Gifted & Twice-Exceptional (2e) Evaluations  

- Diagnostic Clarification & Differential Diagnosis

Good Faith Estimate

Under the No Surprises Act, clients seeking services in a private-pay practice who are not using insurance have the right to receive a Good Faith Estimate detailing the expected therapy fees. This Good Faith Estimate will be provided prior to the start of treatment, and clients may also request a superbill for reimbursement if applicable.

Questions?

If you have questions about therapy fees, payment options, or obtaining a superbill for reimbursement, or if you're wondering whether our services are a good fit for your needs in a private-pay practice, please contact us to schedule a consultation.